If you hope to create a truly thriving business, you are going to have to have credit card capabilities. Credit cards and debit cards are increasingly becoming the payment form of choice for modern consumers. If you’re sick and tired of dealing of watching as the competition eats up your market share, you should ensure that you are able to handle any form of payment. In order to have credit card handling capability, you are going to have to subscribe to a credit card point-of-sale service. While this adds another monthly expense, some POS companies will now give yo a free credit card machine when you sign up for service.