There are many reasons that you should get a Prepaid Visa Gift Card. One main reason is that you are not limited when it comes to where you spend your money. Another reason is that you do not need a bank account to use it. However, when you do use it, you are not left with any bills that you need to pay. Your gift card carries a balance. Of course when the balance runs out, you will not be able to buy anything. You just have to make sure that you keep a balance on your gift card.