Bad credit score consumers should stay on top of their debt. There is no need to be down and depressed about it. The damage has already been done. What one can do is bounce back from this with a plan.
Credit card expense reduction through multiple payments is one option. People should not only pay the credit card when it is due. Some people need to plan multiple payments through out the month. This will take the balance down and reduce the minimum payment required.
Consumers should actually pay more than the minimum. This is the second option for reducing credit card expenses. Paying more will eliminate the debt sooner. More info: credit card expense reduction